Midwest Insurance Law Guide
Check Out My Daughters TV Show!
See the adorable blonde holding the I-phone? That is my daughter Katie O'Brien. She is a writer, producer and actor on the TV Land series called "TEACHERS." ON WEDNESDAYS PREMIER: JANUARY 13 ~ 9:30 p.m. Read what critics and writers have said: "...long stretches of genuine hilarity..." - We Got This Covered [...]
Additional Insured – Employee Coverage Gap
Let's get wonky. In an insurance kind of way. Well, Dear Readers, we are going to both dig deep and go narrow today. We will explore together a little known gap in additional insured coverage. It is wonky and conceptual but I know you can handle it. It's called the additional insured employee exclusion. [...]
EPIC INSURANCE BATTLES PART II: Additional Insured coverage v. Contractual Liability Coverage
In honor of the release of the new Star Wars movie, let's revisit another epic insurance battle: additional insureds v. contractual insureds. Who is stronger, more resilient, covered? Alas Dear Readers you know this is my favorite subject don't you? Cant you tell? I talk about it all the time! [...]
The Battle Of The Dutys
In honor of the new Star Wars film let’s take a look at an epic type of battle in the insurance industry. An insurance carrier has two duties in the policy that are regularly enforced by courts. One is the duty to defend. The other is the duty to indemnify. Both assist [...]
Failing To Cooperate With An Insurer – Is This A Bar To Coverage In Nebraska
NOT NECESSARILY. HOW ABOUT THAT FOR A DEFINITIVE ANSWER? HUH??? Well, my Dear Readers, we do know that everything in insurance has to do with context - both factual and contractual. What is the exact wording of the insurance agreement? Because we know that under Nebraska law (and all other [...]
It’s A WHOPPER! New “Big Fish” Nebraska Insurance Ruling
In Nebraska, an insurance company is not liable for defense costs as a matter of law where defense and settlement of the claim concluded before the policyholder notified the insurer. Well, Dear Readers, you must be thinking "Duh!" Of course an insurance company should not have to pay the claim if [...]
About the Blog
The Midwest Insurance Law Guide provides legal insight into complex insurance issues – in an inviting and uncomplicated manner. Our goal is to help insurance executives, claims professionals, and attorneys understand how the law interprets policy language.
Anne Marie O’Brien and Mike Storey
Editors and Authors
