Latest News

17 Nov, 2016

Insurance Cheaters Never Prosper

2018-05-24T20:58:49-05:00November 17th, 2016|Fire, Fraud, Midwest Insurance Law Guide|

SO SAYS THE 8TH CIRCUIT.   A new ruling from the 8th Circuit affirms what we all know to be true:  people who exaggerate their insurance claim losses should never be rewarded. But why is this new case interesting to us, Dear Readers?  Because the 8th Circuit refused to sever the claims that were untruthful from those that were truthful and rejected them all. Final score?   Insurance Carrier: 1   [...]

15 Oct, 2015

ITS ANOTHER WHOPPER!! “BIG FISH” RULING ON INSURANCE FROM 8TH CIRCUIT!

2018-04-23T20:59:42-05:00October 15th, 2015|Fire, Homeowner's policy, Midwest Insurance Law Guide|

 YOU HAD BETTER READ THAT INSURANCE APPLICATION BEFORE YOU SIGN IT.  YES,  SIREE.  BUT NOT ALWAYS.  This point was brought home by the 8th Circuit in the case of Metropolitan Prop. and Cas. Ins. v. Calvin, 802 F.3d 933 (2015).   There, Calvin's house burnt down.  He collected insurance and rebuilt on the same land.  When the second house was finished, he sought coverage from his original insurer, State Farm.  The agent told [...]